What is AI CFO, and how is it different from the agents?

The agents do work — coding bills, chasing paperwork, submitting pay apps. AI CFO reads the result and gives you the decision. It connects to QuickBooks Online and answers financial questions in about two minutes, with short, medium and long-term context on every answer, plus predictive cash flow, job-by-job profitability and 7-day, 30-day and 90-day action plans. It sits above the roster rather than inside it, and you can buy it without buying an agent build.

Does it replace my bookkeeper?

No. Someone still has to keep the books, and AI CFO depends on them being kept. What it replaces is the analysis nobody has time for — the reason you find out a job lost money in month three instead of week two. On CFO Pro it also runs ongoing data quality monitoring, which catches the coding mistakes a bookkeeper misses.

Do I need QuickBooks Online for it to work?

Yes, today. AI CFO reads QuickBooks Online directly through Intuit's API — no exports, no spreadsheet templates, no manual data entry. Desktop and other ledgers are not supported at the moment. If you run something else, the agent roster still applies; AI CFO does not yet.

Is my ledger data safe?

The connection is read-only through Intuit's own OAuth, so there is no password shared and nothing written back to your books. Your financial data is not used to train any model, it is encrypted in transit and at rest, and you can revoke the QuickBooks connection from inside Intuit at any time. The security answers above apply here in full.

How long does setup take?

One session. You create an account, enter your company details and connect QuickBooks — the first analysis runs off your existing data straight away, so there is nothing to configure and no historical import to wait on.

How long is the free trial?

Seven days. After that you're billed at the rate of the plan you signed up on — CFO Starter at $299/month, CFO Pro at $997/month or CFO Partner at $1,997/month. Cancel any time during the seven days and you're not charged, and there are no setup fees on any tier.

AI CFO · Premium tier

AI CFO for Contractors — CFO-Level Insight From Your QuickBooks Data

Get CFO-level financial insights for your business with AI that understands your industry inside and out.

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7-day free trial • Cancel anytime • No setup fees

The problem

The Hidden Crisis Killing Businesses

Cash Flow Chaos

You're juggling multiple projects, waiting 60+ days for payments, while suppliers demand immediate payment. One delayed project payment could sink your business.

Profitability Blindness

Which jobs actually make money? Which customers drain your profits? Without real insights, you're bidding blind and leaving money on the table.

Seasonal Surprises

Winter hits and suddenly cash flow dries up. You should have seen it coming, but QuickBooks Online doesn't predict seasonal patterns or help you prepare.

Emergency vs. Planned Work

Emergency calls pay premium rates, but scheduled work provides stability. How do you balance both for maximum profitability? You need data, not guesswork.

The solution

Meet Your AI CFO

Industry-Specific Intelligence

Unlike generic financial tools, our AI understands industry specific cash flow patterns, seasonal variations, contractor relationships, and profit margins specific to your industry.

Real-Time QuickBooks Online Analysis

Direct integration with your QuickBooks Online data means instant analysis of cash flow, project profitability, vendor relationships, and financial health - no manual data entry.

Executive Action Plans

Get specific 7-day, 30-day, and 90-day action plans. Not just reports - actual strategic guidance from a CFO who understands your operations.

Predictive Cash Flow

See cash flow problems coming months in advance. Plan for seasonal slowdowns, optimize payment terms, and never be caught off-guard by cash crunches again.

Project Profitability Insights

Discover which types of jobs, customers, and projects generate the highest margins. Bid smarter, work less, earn more.

Instant CFO Reports

Get comprehensive executive summaries, formatted tables, risk assessments, and strategic recommendations in seconds - not weeks.

The results

Real Results Speak for Themselves

47%

Average increase in profit margins within 90 days

$127K

Average additional annual revenue identified

15hrs

Weekly time saved on financial analysis

98%

Accuracy in cash flow predictions

Pricing

Three ways to put a CFO on your books

CFO Starter

$299

/month

✓ Conversational AI CFO access

✓ QuickBooks integration

✓ Monthly financial summary report

✓ Up to 5 questions/day

Start your free trial

7-day free trial • Cancel anytime • No setup fees

Founding Rate — Locks for Life

CFO Pro

$997

/month · $8,970/year (save 25%)

✓ Unlimited financial questions — answered in 2 minutes

✓ Full QuickBooks integration, set up in one session

✓ Ongoing data quality monitoring — catches what your bookkeeper misses

✓ 90-Day CFO Roadmap built from your actual data

✓ Short, medium, and long-term decision context on every answer

✓ Founding rate locked permanently — never increases for you

Start your free trial

7-day free trial • Cancel anytime • No setup fees

Limited — 5 Clients Max

CFO Partner

$1,997

/month

✓ Everything in CFO Pro

✓ Weekly 30-min strategic check-in with Ritchie personally

✓ Custom KPI dashboard for your business

✓ Job-by-job profitability tracking

✓ Priority support — direct line to the founder

Start your free trial

7-day free trial • Cancel anytime • No setup fees

Integrations

It runs on the books you already keep

AI CFO connects directly to QuickBooks Online. There is no export, no spreadsheet template and no manual data entry — it reads the ledger your bookkeeper already maintains and analyses cash flow, project profitability, vendor relationships and financial health from it.

See the full integration list →

QuickBooks Online

Live read of cash flow, job cost, vendors and AR

Verified Intuit App Partner

Built on Intuit's published QuickBooks APIs

Already running the agents?

AI CFO sits above the roster. The agents do the work; the CFO reads what it produced and tells you what to do about it.

Questions about data security

Where your ledger data goes, who can see it, and what we're contractually bound to.

Questions

Before you connect QuickBooks

What it does, what it doesn't, and what happens to your ledger data.

All questions and answers →

Stop Flying Blind With Your Finances

Your competitors are making decisions based on gut instinct. You'll have data-driven insights from a CFO who understands your industry.

Start your free trial

7-day free trial • Cancel anytime • No setup fees

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